Core Pillars
U.S. Treasury securities held by qualified custodians
SEC Reg D/S, GENIUS Act, bankruptcy-remote structure
Instant settlement, minimal fees, proven reliability
Returns from bank lending spreads, not DeFi speculation
The LXUSD Ecosystem
A dual-token architecture designed to segregate payment settlement from yield-bearing investment, providing institutional investors with regulatory clarity and investor protection.
The settlement layer. A 1:1 U.S. dollar-backed stablecoin designed exclusively for payment and settlement on the XRP Ledger.
- 100% backed by cash and cash equivalents in segregated accounts
- 3-5 second settlement finality on the XRP Ledger
- 24/7/365 global transaction capability
- Monthly third-party reserve attestations
The investment instrument. A tokenized debt security providing exposure to diversified credit portfolios with institutional-grade compliance.
- SEC-compliant offering under Regulation D and Regulation S
- Yield derived from bank lending spreads, not DeFi protocols
- Overcollateralized by U.S. Treasury securities
- Tradable on approved secondary markets (Rule 144A)
Built on the XRP Ledger
The XRP Ledger provides the proven infrastructure for institutional-grade digital asset operations, combining speed, cost efficiency, and a decade of reliable performance.
Near-instantaneous transaction finality for global value transfer
Minimal transaction fees enabling high-volume institutional operations
Scalable throughput ready for institutional transaction volumes
Continuous operation with no successful attacks on the network
Security Architecture
All reserve assets held by regulated U.S. custodians (BNY Mellon, Fidelity Digital Assets)
Institutional-grade MPC wallets with multi-signature cold storage
Third-party cybersecurity audits before deployment and after upgrades
Regulatory Compliance
Built from the ground up on a foundation of legal and regulatory compliance, providing institutional investors with the certainty they require.
TPNs offered under Regulation D (506c) and Regulation S, with Rule 144A secondary market access
LXUSD designed for full compliance with stablecoin regulatory frameworks and NYDFS BitLicense
Multi-layered SPV structure shields investor assets from operator corporate liabilities
Resources
Access comprehensive documentation and materials about the LXUSD ecosystem
Comprehensive overview of the LXUSD platform, tokenomics, and investment opportunity
Technical documentation covering architecture, security, and regulatory framework
Join the Future of Institutional Finance
Request the Private Placement Memorandum to learn how LXUSD and TPNs can provide your institution with secure, liquid, and compliant digital asset exposure.
TPNs are securities and have not been registered under the Securities Act of 1933. They are offered under Regulation D and Regulation S exemptions. Not FDIC insured.